Banking Services
for Every VillageFinancial Opportunities
for Every Family
Our mission is to make banking and financial services easily accessible, fast, reliable, and convenient for people living in rural and semi-urban areas.
Rural Banking & Financial Services. Recognised under Startup India, Government of India.
- What we are
- Rural Banking & Financial Services
- Recognised by
- Startup India, Government of India
- CIN
- U64990AP2023PTC110516
- Incorporated
- 14 March 2023
- Trust
- Access
- Growth
A bank account is not much use if the bank is a bus ride away.
FINUNIVERSE PRIVATE LIMITED is committed to bringing essential banking and financial services closer to people in rural and semi-urban communities.
With a strong focus on technology, convenient service delivery, transparency, and customer-centric solutions, we strive to make financial services more accessible and easier to use.

Empowering Rural Growth Through Financial Inclusion.
What you can do at the counter
Full service listSavings & Deposits
Everyday money in and out, close to home.
- 01Rural BankingA staffed banking counter inside your own town or village.
- 02Cash In / OutPut cash in. Take cash out. Same counter.
- 03AePSBank with your Aadhaar number and your fingerprint.
- 04Money TransferSend money anywhere in India from the counter.
- 05Bills & RechargeElectricity, water, gas, mobile, DTH — paid in one stop.
- 06Micro ATMA handheld ATM, operated by a person you can talk to.
Loans & Credit Support
Help understanding and applying for credit.
Insurance Solutions
Protection for a family, a crop, a livelihood.
Services offered through FINUNIVERSE PRIVATE LIMITED are provided subject to availability, customer eligibility, and applicable terms and conditions of the respective banks, financial institutions, service providers, and applicable government or regulatory guidelines.
What happens when you come in
- 1
Call before you travel
Ask which documents to bring and whether what you need can be done that day. A two-minute call can save a long trip.
- 2
Tell the counter what you need
Cash, a transfer, a bill, a balance, an account, help with a form. Our staff will tell you plainly what is possible and what it requires.
- 3
Ask for your record
Ask for the receipt or confirmation for anything you do at the counter, and keep it. If a transaction has to be checked later, that record is what it is checked against.

Built to add the next counter, not to look big today
Our first counter is in Visakhapatnam. Every page on this site — the finder, the directory, the maps — is built from one branch list, so a new location appears everywhere the day it opens.
- Counters open
- Vizag Branch — Visakhapatnam
- State
- Andhra Pradesh
- Incorporated
- 14 March 2023
A registered company, on the record
FINUNIVERSE PRIVATE LIMITED was incorporated as a private limited company on 14 March 2023. These are the numbers you can check us against.
Recognised as a startup by the Government of India
Certificate DIPP282659, issued by the Department for Promotion of Industry and Internal Trade under Startup India. Valid to 13 March 2033.

Banking Services for Every Village – Financial Opportunities for Every Family
Our mission
Our mission is to make essential banking and financial services available closer to rural communities, reducing the need for people to travel long distances for their basic financial requirements.
We aim to support financial inclusion by connecting people with convenient, reliable, and technology-enabled financial services.
Our vision
To become a trusted and technology-driven financial services organization serving rural and semi-urban communities across India through accessible, transparent, and customer-focused solutions.
- People
- Progress
- Prosperity






