01
Rural Banking
Rural Banking Services
A staffed banking counter inside your own town or village.
The everyday branch errands — deposits, withdrawals, balance checks, account enquiries — handled close to home instead of a day's travel away.
Everything you can doat the counter
11 services, handled by staff you can talk to at the counter. Each one is set out below — what it is, and what it means when you are standing at the window.
Connecting Rural India with Banking & Financial Services. What any one counter can do on a given day rests with the bank or provider behind the service — the note at the foot of this page sets that out in full.
The 11 services, by pillar
The four things a counter is for, and what sits under each one. Tap a line to go straight to it.
Savings & Deposits
Everyday money in and out, close to home.
02
Cash In / Out
Cash Deposit & Withdrawal Services
Put cash in. Take cash out. Same counter.
The single most common reason people travel to a bank — which is exactly why it should not require travelling.
03
AePS
Aadhaar Enabled Banking Services
Bank with your Aadhaar number and your fingerprint.
No card, no cheque book, no passbook. AePS covers cash withdrawal, balance enquiry and mini statement on a fingerprint scanner.
04
Money Transfer
Domestic Money Transfer Services
Send money anywhere in India from the counter.
Wages home to the village, fees to a hostel, money to a relative in another state — sent from here, received there.
05
Bills & Recharge
Bill Payment & Recharge Services
Electricity, water, gas, mobile, DTH — paid in one stop.
Asked for at one counter instead of at four different offices. Ask for the receipt before you leave.
06
Micro ATM
Micro ATM / Banking Correspondent Services
A handheld ATM, operated by a person you can talk to.
A Micro ATM brings card and biometric banking to places where installing a full ATM was never going to happen.
Loans & Credit Support
Help understanding and applying for credit.
07
Loan Assistance
Loan & Financial Product Assistance
Help understanding, comparing and applying for credit.
We assist with the paperwork and the process. Approval, amount and terms rest with the lending institution.
Insurance Solutions
Protection for a family, a crop, a livelihood.
08
Insurance
Insurance & Financial Protection Services
Cover for the things a family cannot afford to lose.
Guidance on protection products, and help with enrolment and documentation through the respective insurers.
Financial Advisory
Plain guidance, in plain language.
09
Digital Banking
Digital Banking Services
Online and app-based banking, with someone beside you.
If a screen, a password or an OTP is the thing standing between you and your money, our counter staff walk you through it.
10
Financial Inclusion
Financial Inclusion Services
Getting first-time customers into the formal system.
Account opening support, documentation help and guidance for people who have never held a bank account before.
11
Govt. Services
Government & Digital Financial Services
Government scheme and digital service assistance.
Support with government-linked financial services and the digital steps they now require.
Not sure which one you need? Ask.
Say what you are trying to do, in your own words. Someone at the window will work out which of these 11 it is — or tell you straight that it is not one of them.
No fixed counter timings are published on this site. Call before you travel, confirm the timings, and ask what to bring.
Disclaimer
Services offered through FINUNIVERSE PRIVATE LIMITED are provided subject to availability, customer eligibility, and applicable terms and conditions of the respective banks, financial institutions, service providers, and applicable government or regulatory guidelines.
Banking Services for Your Village… Financial Strength for Your Future.